Terms and Conditions

Effective Date: July 9, 2025

By using Ajọwàá, you agree to the following terms:

1. Account Registration

• Users must register with accurate personal information.
• KYC verification is required to participate in Ajo groups.

2. Platform Usage

• Ajọwàá provides a platform for group contributions, wallet management, and financial tracking.
• Users are responsible for maintaining the confidentiality of their accounts.

3. Contributions and Withdrawals

• All contributions are binding and must be made on time.
• Withdrawals are allowed according to collection positions and platform rules.

4. Fees

Ajọwàá may charge minimal service fees for transactions. All fees will be clearly communicated before transactions.

5. Prohibited Activities

• Fraud, impersonation, or illegal use of the platform is strictly prohibited.
• Users must follow community rules and group guidelines.

6. Limitation of Liability

Ajọwàá is not responsible for losses caused by user negligence or failure to comply with group rules.

The platform strives for reliability but cannot guarantee uninterrupted service.

7. Termination

Ajọwàá may suspend or terminate accounts that violate these terms.

8. Governing Law

These terms are governed by the laws of Nigeria.

Contact Us: [support@ajowaa.com.ng]